Considering the current atmosphere in the country, most people are getting adapted to mobile payment systems and mobile wallets. A similar mobile payment app called PhonePe is an all in one mobile banking solution that works as your mobile wallet. Now you no longer need to worry about being cashless because you can link your bank account with PhonePe and transfer your PhonePe amount directly to your bank account.

About PhonePe

PhonePe is a phone wallet developed by Flipkart, the major online retailer. This app works over UPI (Unified Payment Interface), which is a platform developed by the National Payments Corporation of India (NPCI) and powered by YES Bank. PhonePe is built to serve all payment purposes with complete safety and security.


PhonePe’s set of complete features:

PhonePe consists of a range of incredible features like,

  • Send and request money from anyone, anytime
  • Recharge any prepaid mobile, DTH and Datacard all over the country
  • Pay postpaid landline, mobile, and Datacard bills
  • Pay utility bills
  • Split and share bills with friends and family members
  • Shop on Flipkart
  • Transact up to 1 lakh per transaction
  • One-click payments
  • Get instant refunds and cashback from PhonePe merchant partners

Why PhonePe?

PhonePe offers instant cash refunds and cashback from your favorite online stores. It offers 100% safety and every transaction is free of cost. Your PhonePe balance can be withdrawn to your bank account with a single swipe and even, you can check your bank account balance via the PhonePe app. PhonePe allows you to make everyday payments like paying mobile and utility bills, recharging, transferring money, and also request money from anyone. It is a great app to make bank to bank money transfers, simply by using the mobile number or unique payment identity of the recipient. PhonePe’s digital wallet is meant for faster refunds and cashback those can be transferred to your bank account with a swipe. You can transact up to 1 lakh per transaction round the clock and that too without any extra charge.


Our experience

PhonePe offers clear instructions while running the app for the first time. The bank account detail is retrieved automatically and that’s the best part of the app. The app got an intuitive interface and the navigations are smooth and fluid. We can predict it’d be a leading digital payment app in the future and beat the rival platforms.

PhonePe offers you the convenience even after going cashless. With this app, there is no point of facing duplicity or forged currencies and you can pay with ease. PhonePe gives you peace of mind and you do not require carrying that bulky wallet because all your currencies will be stored in your digital wallet. This app can be used by all retailers and vendors and even by the common people who are occupied in regular deals and purchases.

PhonePe is an Android app that can be downloaded from the Google Play Store for free. It currently supports 31 UPI enabled banks in India and very soon going to include more banks.

Priyanka BhowmickPriyanka Bhowmick
Priyanka Bhowmick is a freelance web content writer from who has been working in this industry for 7 years. She focuses on writing quality contents on a diverse range of subjects and breathes writing every moment.